VA Disclosure Generator

Virginia Commercial Financing Disclosure — Va. Code § 6.2-2246 et seq. (SB 1327)

⚠️ Internal Tool — Not Legal Advice. This generator produces disclosure documents based on Virginia's commercial financing disclosure requirements (effective July 1, 2022). Disclosures must be provided to the merchant at the time of a specific offer, before signing. Have legal counsel verify format compliance before use with live merchants.

Merchant Information

Business Legal Name

DBA (if different)

Owner / Authorized Signer

Business State

Funding Offer Terms

Financing Type

Funder Name

Total Funding Amount ($)

Total Repayment Amount ($)

Factor Rate

Estimated APR (%)

Payment Method

Payment Amount ($)

Estimated Term (business days or months)

Payment Frequency

Fees & Prepayment

Origination / Processing Fee ($)

Other Fees (describe)

Prepayment Policy

Collateral & Security Interest

Collateral Description (if any)

Broker Compensation Disclosure

Broker Commission ($)

Commission Source

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