Automated MCA brokerage — from application to funded
Merchant texts Fundini. Conversational intake collects info + bank statements.
Merchant fills out application on fundini.io. Uploads bank statements.
Application emailed to melvin@fundini.io with PDF + documents.
Chat agent. Collects info, analyzes statements, gets e-signature, hands off to Melvin.
Claude SonnetBack-office agent. Underwrites deals, matches funders, manages stips, follows up.
Claude SonnetVerify bank statements, check names, confirm last 3 months, identify DL/voided check.
Paper grade (A-D), FICO, revenue consistency, existing positions, state restrictions.
Match to best 3-5 funders from 55+ in our network based on deal profile.
Application PDF + bank statements emailed to matched funders simultaneously.
Funder requests more docs → Melvin asks merchant → forwards to funder. Auto-managed.
Offers compiled and presented to merchant. Best deal selected. Contract signed. Funded.
Funds deposited to merchant's account. Typically within 24-48 hours of signing.