Everything you need to know about getting funded with Fundini 🧙♂️
How does Fundini work?
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Just message us — text, WhatsApp, or email. Tell us about your business, upload your recent bank statements, and our AI analyzes everything in minutes, not days. We match you with the best funding options and handle all the paperwork. You just sign and get funded 🪄
How fast can I get funded?
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Most businesses receive offers within a few business hours, sometimes minutes. Once you accept an offer and complete verification, funding can hit your account in 24-48 hours. We move fast because our AI does the heavy lifting.
What do I need to apply?
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The basics: your last 3 months of business bank statements (PDF format), basic business info (name, EIN, time in business), and your contact details. That's it to get started — no 50-page application, no credit pull just to see your options.
Does Fundini charge merchants any fees?
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Nope. Zero. Zilch. Our service is completely free for merchants. We're compensated by our funding partners when your deal closes. You never pay us a dime. If someone's charging you to apply for funding, run 🏃♂️
What credit score do I need?
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Revenue-based funding focuses on your business performance, not your personal credit. Most of our funding partners care more about your bank deposits than your FICO score. Bad credit? We've got options. What matters most is consistent revenue.
What types of funding do you offer?
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We work with multiple funding products including merchant cash advances (MCA), revenue-based financing, and working capital solutions. We match you with whichever product fits your situation best — we're not locked into one product.
How much can I get funded for?
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Funding amounts typically range from $5,000 to $500,000+ based on your monthly revenue, time in business, and overall financial health. Send us your bank statements and we'll give you a real number — no guesswork.
Is my information secure?
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Absolutely. All connections are encrypted (SSL/TLS), documents are stored securely, and we never share your information without your authorization. We take data protection seriously — your bank statements aren't getting passed around. Read our privacy policy →
What if I already have existing funding?
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No problem — many of our merchants stack funding or refinance existing positions. We'll analyze your current obligations and find options that work with your existing payments. Sometimes we can even get you a better deal that pays off your current advance.
What industries do you work with?
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Most industries qualify — restaurants, retail, services, construction, trucking, e-commerce, and more. Some restricted industries (firearms, cannabis) have limited options, but we'll always be upfront about what's available. Message us and we'll tell you straight.
Still have questions? 🧙♂️
The fastest way to get answers is to just message Fundini directly. We don't bite (unless you're a bad deal)